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    Terms of Use

    Intelligence Lens Terms of Use

    Effective Date: 20 August 2026
    Last Updated: 20 August 2026

    1. Acceptance of These Terms

    These Terms of Use govern access to and use of Intelligence Lens websites, platforms, credentials, assessments, learning experiences, application-management services, AI-enabled tools and related services.

    These may include:

    • Apply by Intelligence Lens

    • AIQ and related credentials

    • AIQ Young Minds

    • Intelligence Lens Interactive Lab tools

    • Business planning and feasibility tools

    • Learning and capability-building programmes

    • Credential verification services

    • Other Intelligence Lens products and services

    These are collectively referred to as the Services.

    By accessing or using the Services, you agree to these Terms and the Intelligence Lens Privacy Policy.

    If you do not agree, you should not use the Services.

    2. About Intelligence Lens

    Intelligence Lens develops and operates digital platforms, learning and credentialing products, AI-assisted tools, application-management services and professional capability-building solutions.

    Some Services are used directly by individuals.

    Other Services allow independent organisations, institutions, academies, trainers and other providers to manage their own programmes, applications or participants.

    3. Eligibility and Minors

    You must be legally capable of agreeing to these Terms or use the Services with the involvement or authorisation of an appropriate parent, guardian or responsible organisation where required.

    Where an adult manages an account or profile for:

    • A child

    • A dependant

    • Another individual

    that adult confirms that they are authorised to act for that person.

    Additional rules may apply to particular Services intended for younger users.

    4. Accounts

    Where an account is required, you agree to:

    • Provide accurate information

    • Keep important account information current

    • Protect your login credentials

    • Not share access in an unauthorised manner

    • Notify Intelligence Lens of suspected unauthorised access

    • Use your account lawfully

    You are responsible for activity performed through your account unless the activity resulted from circumstances outside your reasonable control.

    Intelligence Lens may require:

    • Email verification

    • Identity verification

    • Organisation verification

    • Additional security checks

    5. Google and Other Sign-In Providers

    Where supported, users may sign in through Google or another authentication provider.

    Using a third-party authentication provider does not give Intelligence Lens unrestricted access to that user's external account.

    Third-party authentication is also subject to the provider's own terms and policies.

    PART I: APPLY BY INTELLIGENCE LENS

    6. What Apply Provides

    Apply is a technology platform that enables organisations and professionals to create and operate online application and registration processes.

    Clients may create:

    • Programmes

    • Opportunities

    • Application forms

    • Registration processes

    • Document requirements

    • Applicant communications

    • Application workflows

    • Public programme pages

    Applicants may:

    • Create profiles

    • Create dependant or representational profiles

    • Save reusable information

    • Start applications

    • Save drafts

    • Upload documents

    • Submit applications

    • Respond to information requests

    • Receive status updates

    • Manage their Apply account

    7. Apply Is a Platform, Not the Decision Maker

    Intelligence Lens provides the technology through which client organisations operate their application processes.

    Client organisations remain responsible for their own:

    • Programme information

    • Eligibility criteria

    • Application questions

    • Required documents

    • Deadlines

    • Selection criteria

    • Review processes

    • Admissions

    • Offers

    • Rejections

    • Enrolment

    • Communications

    • Other decisions

    Intelligence Lens does not guarantee that:

    • A programme is genuine solely because it appears on Apply

    • An applicant is eligible

    • An application will be considered

    • An applicant will be selected

    • A client will respond within a particular time

    • A programme will proceed as advertised

    Intelligence Lens may take reasonable steps to investigate misuse, impersonation or fraudulent portals.

    8. Ownership of Apply Data and Content

    8.1 Applicant Content

    Applicants retain their rights in information and documents they create or upload, subject to any rights belonging to third parties.

    Intelligence Lens does not acquire ownership of an applicant's application content merely because it is stored through Apply.

    By using Apply, the applicant grants Intelligence Lens the limited permission necessary to:

    • Host

    • Store

    • Process

    • Display

    • Transmit

    • Secure

    • Back up

    the information as necessary to provide the Service.

    8.2 Client Organisation Content

    Client organisations retain their rights in content they create or upload, including:

    • Programme descriptions

    • Forms

    • Questions

    • Branding

    • Brochures

    • Instructions

    • Organisation information

    The client grants Intelligence Lens the limited rights necessary to host and operate that content through Apply.

    8.3 Intelligence Lens Platform

    The Apply platform itself, including its:

    • Software

    • Architecture

    • Design

    • Workflow

    • Branding

    • Functionality

    • Original templates

    • Platform technology

    remains the intellectual property of Intelligence Lens or its licensors.

    9. Reusable Applicant Profiles

    Information stored in an applicant's reusable profile is not automatically shared with client organisations.

    Applicants control which saved information is used in a particular application.

    Client organisations should only receive information submitted to them through the relevant application.

    A client organisation is not entitled to access:

    • Applications submitted to other organisations

    • Unsubmitted reusable profile information

    • Private reusable-profile documents not submitted to it

    • Other applicant profiles associated with the same account unless relevant to that client's application

    10. Submitted Application Records

    Once an application is submitted, Apply may retain a snapshot of the information provided at the time of submission.

    This record may include:

    • Answers

    • Documents

    • Applicant information

    • Declarations

    • Consent records

    • Submission date

    • Application reference

    • Status history

    • Communications

    • Subsequent approved amendments

    A later change to an applicant's reusable profile does not automatically modify an earlier submitted application.

    Where a client requests a correction, only the authorised information may be reopened.

    The history of changes may be retained for integrity and audit purposes.

    11. Client Rights to Submitted Application Information

    By intentionally submitting an application to a client organisation, the applicant authorises that organisation to receive and use the submitted information for legitimate purposes associated with the relevant application, subject to applicable law and the organisation's own obligations.

    Submission does not transfer ownership of the applicant's underlying intellectual property to the client organisation.

    A client may retain legitimate application records after the applicant closes their Apply account where retention is lawful.

    12. Responsibilities of Apply Clients

    A client using Apply agrees to:

    • Provide accurate and non-misleading information

    • Have authority to represent the organisation or opportunity

    • Collect only information reasonably relevant to its purpose

    • Protect applicant confidentiality

    • Use applicant information appropriately

    • Avoid unnecessary collection of sensitive information

    • Keep programme information reasonably current

    • Maintain appropriate access permissions

    • Comply with applicable legal obligations

    • Avoid impersonation

    • Avoid deceptive, fraudulent or misleading activity

    Apply must not be used as a phishing or fraudulent data-collection platform.

    Intelligence Lens may suspend or remove organisations, programmes or accounts where reasonably necessary to protect users or the platform.

    13. Responsibilities of Applicants

    Applicants are responsible for the accuracy and legitimacy of information they submit.

    Applicants must not knowingly submit:

    • Forged documents

    • Fraudulent information

    • Misleading qualifications

    • Information belonging to another person without authority

    • Malicious files

    If an account holder submits an application for another person, that account holder confirms that they are authorised to do so.

    14. Files and Documents

    Users must not upload:

    • Malware

    • Viruses

    • Malicious code

    • Illegal material

    • Information obtained unlawfully

    • Material infringing third-party rights

    • Content the user is not authorised to provide

    Intelligence Lens may block, quarantine, remove or restrict access to content where reasonably necessary for security, legal or platform-integrity purposes.

    PART II: CREDENTIALS, LEARNING AND ALUMNI RECORDS

    15. Intelligence Lens Credentials

    Some Services may issue:

    • Credentials

    • Certificates

    • Digital badges

    • Verification records

    • Assessment results

    Issuance may depend on requirements such as:

    • Completion

    • Assessment performance

    • Identity requirements

    • Participation

    • Other programme criteria

    A credential represents only what is expressly stated in the credential.

    It does not guarantee:

    • Employment

    • Promotion

    • Admission

    • Professional licensing

    • Commercial success

    • Any other future outcome

    16. Credential Integrity and Non-Deletion

    Credentials issued by Intelligence Lens form part of the official integrity and verification record of the relevant credentialing system.

    Credential records are not ordinary user-generated profile content.

    Closing an account or deleting a user profile does not automatically require Intelligence Lens to erase the existence or verification history of a legitimately issued credential.

    Subject to applicable law, Intelligence Lens may retain the minimum record reasonably necessary to:

    • Confirm credential issuance

    • Verify authenticity

    • Prevent fraud

    • Record credential status

    • Maintain historical issuance records

    • Record revocation or invalidation

    • Protect the integrity of the credentialing system

    • Resolve disputes

    A user may request removal of unnecessary public profile information where appropriate.

    However, a limited credential verification record may remain where lawful and reasonably necessary.

    Where applicable law requires deletion or restriction and no valid ground for continued retention exists, Intelligence Lens will respond accordingly.

    17. Revocation and Invalidation of Credentials

    Intelligence Lens may withhold, invalidate or revoke a credential where there is reasonable evidence of:

    • Fraud

    • Impersonation

    • Assessment misconduct

    • Manipulation

    • Material misrepresentation

    • Technical abuse

    • Unauthorised assistance

    • A significant breach of programme requirements

    Where appropriate, the verification record may show that a credential has been revoked or invalidated rather than deleting evidence that it previously existed.

    18. Alumni and Completed Participant Records

    Completion of a programme does not necessarily terminate the relationship between Intelligence Lens and the participant.

    Subject to applicable law, Intelligence Lens may retain limited alumni, completion and cohort records for:

    • Credential verification

    • Completion history

    • Programme administration

    • Cohort history

    • Alumni identification

    • Impact reporting

    • Support

    • Fraud prevention

    • Institutional recordkeeping

    Where Intelligence Lens provides:

    • Alumni communities

    • Professional networks

    • Alumni communications

    • Future learning opportunities

    participation in optional communications may be subject to user preferences or opt-out choices.

    Opting out of alumni communications does not automatically delete legitimate credential, completion or verification records.

    PART III: AI FEATURES

    19. AI-Assisted Features

    Some Services use artificial intelligence to assist users with tasks such as:

    • Drafting

    • Rewriting

    • Translation

    • Form generation

    • Recommendations

    • Business planning

    • Feasibility analysis

    • Learning support

    • Content structuring

    • Question generation

    • Administrative assistance

    AI may generate information based on:

    • User inputs

    • Service context

    • Configured instructions

    • Relevant data supplied to the feature

    20. User Responsibility for AI Output

    AI-generated output may:

    • Contain errors

    • Be incomplete

    • Be outdated

    • Misinterpret context

    • Produce unsuitable recommendations

    • Reflect uncertainty

    Users are responsible for reviewing AI-generated output before:

    • Publishing it

    • Relying on it

    • Acting on it

    • Sending it to another person

    • Incorporating it into an application or decision

    AI output should not be treated as guaranteed fact.

    21. No Professional Advice

    Unless explicitly stated otherwise, AI-generated information supplied through Intelligence Lens does not constitute:

    • Legal advice

    • Medical advice

    • Financial advice

    • Investment advice

    • Tax advice

    • Regulatory advice

    • Immigration advice

    • Other licensed professional advice

    Users should obtain qualified professional advice where appropriate.

    22. AI Inputs and Confidential Information

    Users must not provide information to an AI feature unless they have the right to provide it.

    Users should avoid entering unnecessary:

    • Confidential information

    • Trade secrets

    • Sensitive personal data

    • Protected third-party information

    AI functionality may rely on third-party technology providers where necessary to generate the requested output.

    23. AI Liability

    To the extent permitted by applicable law, Intelligence Lens is not responsible for loss arising solely from a user's unreviewed reliance on AI-generated output where the output was clearly provided as assistive or informational material.

    Nothing in these Terms excludes liability that cannot lawfully be excluded.

    PART IV: GENERAL PLATFORM TERMS

    24. User Content

    Except for Intelligence Lens-owned materials, users retain rights in content they create or submit.

    Users grant Intelligence Lens a limited licence to process user content as necessary to:

    • Operate the Services

    • Display content to authorised users

    • Process applications

    • Generate requested outputs

    • Provide technical functionality

    • Maintain backups

    • Provide support

    • Maintain security

    • Comply with applicable obligations

    This licence does not transfer ownership of user content to Intelligence Lens.

    25. Intelligence Lens Intellectual Property

    Intelligence Lens retains its rights in the Services and related materials including:

    • Brand names

    • Logos

    • Software

    • Designs

    • Platform architecture

    • Original learning content

    • Assessments

    • Credentials

    • Methodologies

    • Verification systems

    • Documentation

    • Graphics

    • Templates

    Except where expressly permitted, users may not:

    • Copy substantial portions of the Services

    • Reverse engineer proprietary functionality

    • Republish protected assessments

    • Sell Intelligence Lens content

    • Remove ownership or verification markings

    • Present Intelligence Lens intellectual property as their own

    26. Acceptable Use

    Users must not use the Services to:

    • Violate applicable law

    • Defraud users

    • Impersonate another person or organisation

    • Conduct phishing

    • Distribute malware

    • Attempt unauthorised access

    • Bypass security

    • Scrape the Services at unreasonable scale

    • Interfere with platform operation

    • Create deceptive application portals

    • Manipulate credentials

    • Abuse assessments

    • Harass others

    • Upload unlawful material

    • Collect information for unlawful or undisclosed purposes

    • Abuse communication or notification systems

    Intelligence Lens may restrict automated or excessive activity that threatens platform stability or security.

    27. Free Services and Fair Use

    Some Intelligence Lens Services, including Apply, may be provided free of charge.

    Free access does not guarantee:

    • Unlimited storage

    • Unlimited infrastructure

    • Unlimited email delivery

    • Unlimited file uploads

    • Permanent availability of every feature

    • Indefinite storage of inactive information

    Reasonable fair-use, security, storage, upload or operational limits may be introduced where necessary to keep the Service sustainable and reliable.

    No user will be charged for a paid feature without being informed that a charge applies.

    28. Third-Party Services

    Intelligence Lens may rely on third-party providers for:

    • Authentication

    • Hosting

    • Databases

    • File storage

    • Email

    • AI

    • Analytics

    • Security

    • Infrastructure

    Availability or performance may sometimes depend on those third-party services.

    Their independent products may be subject to their own terms.

    29. Service Communications

    Users may receive communications necessary for operation of the Services, including:

    • Account verification

    • Password resets

    • Security alerts

    • Application confirmations

    • Information requests

    • Status changes

    • Credential notifications

    • Service notices

    Optional marketing communications may be subject to separate preferences or opt-out choices.

    30. Privacy

    Use of the Services is governed by the Intelligence Lens Privacy Policy.

    Client organisations using Apply may independently have privacy obligations concerning information submitted to them.

    31. Account Closure

    Users may request closure of their account.

    Account closure may prevent future access to the Services but does not necessarily result in deletion of every associated record.

    Subject to applicable law, Intelligence Lens may continue to retain records reasonably necessary for:

    • Credential verification

    • Application integrity

    • Fraud prevention

    • Security

    • Legal obligations

    • Audit history

    • Alumni records

    • Dispute resolution

    • Legal claims

    32. Suspension and Termination

    Intelligence Lens may restrict, suspend or terminate access where reasonably necessary because of:

    • Material breach of these Terms

    • Fraud

    • Security risk

    • Illegal activity

    • Impersonation

    • Abuse

    • Repeated misuse

    • Harm to users

    • Attempts to compromise the platform

    Serious security or fraud concerns may require immediate action.

    Where appropriate, Intelligence Lens may provide notice or an opportunity to address the issue.

    33. Availability and Service Changes

    Intelligence Lens aims to provide reliable Services but does not guarantee uninterrupted operation.

    Availability may be affected by:

    • Maintenance

    • Technical failures

    • Security incidents

    • Infrastructure problems

    • Third-party service failures

    • Upgrades

    • Events outside reasonable control

    Intelligence Lens may:

    • Add features

    • Modify features

    • Replace features

    • Retire functionality

    Where reasonably practical, notice may be provided for material changes.

    34. No Guarantee of Outcomes

    Use of Intelligence Lens Services does not guarantee:

    • Admission

    • Selection

    • Employment

    • Promotion

    • Business success

    • Investment

    • Revenue

    • Credential recognition by every third party

    • A particular learning outcome

    • A particular application outcome

    Users remain responsible for decisions made using information supplied through the Services.

    35. Disclaimer

    The Services are provided on an as available basis.

    To the extent permitted by applicable law, Intelligence Lens does not warrant that:

    • Every feature will always be available

    • Every error will be corrected immediately

    • AI output will always be accurate

    • Client-generated information will always be correct

    • Third-party services will remain uninterrupted

    • Every programme offered through Apply will proceed

    Nothing in these Terms excludes statutory rights or liabilities that cannot lawfully be excluded.

    36. Limitation of Liability

    To the maximum extent permitted by applicable law, Intelligence Lens will not be liable for indirect, incidental, consequential or special losses resulting solely from use of or inability to use the Services where such liability may legally be limited.

    Intelligence Lens is not responsible for independent decisions made by client organisations using Apply.

    Intelligence Lens is not responsible for a user's decision to rely on unverified AI-generated output.

    Nothing in these Terms limits liability where such limitation is prohibited by law.

    37. Responsibility of Client Organisations

    Where permitted by applicable law, a client organisation is responsible for claims resulting from its own:

    • Unlawful application requirements

    • Misuse of applicant information

    • Misrepresentation

    • Unauthorised programmes

    • Infringement of third-party rights

    • Material violation of these Terms

    • Unlawful decision-making

    This does not make a client responsible for losses caused solely by Intelligence Lens.

    38. Security and Platform Integrity

    Users must not attempt to:

    • Circumvent permissions

    • Access another user's data

    • Access another organisation's data

    • Obtain private documents without authorisation

    • Escalate account privileges

    • Exploit platform vulnerabilities

    • Interfere with security controls

    Intelligence Lens may investigate suspected misuse and take reasonable protective action.

    39. Governing Law

    These Terms are governed by the laws of Pakistan, subject to mandatory rights or protections that may apply to users under the laws of their own jurisdiction.

    Where legally permitted, disputes should first be raised with Intelligence Lens so that the parties can attempt to resolve the matter in good faith.

    40. Changes to These Terms

    Intelligence Lens may update these Terms to reflect:

    • New Services

    • New features

    • Legal developments

    • Security requirements

    • Operational changes

    • Changes to third-party integrations

    The updated Terms will display a revised date.

    Where a change materially affects users, additional notice may be provided where appropriate.

    Continued use after updated Terms take effect constitutes acceptance where permitted by applicable law.

    41. Severability

    If any provision of these Terms is found unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

    42. No Waiver

    Failure by Intelligence Lens to enforce a provision immediately does not permanently waive the right to enforce that provision later.

    43. Entire Agreement

    These Terms, together with the Privacy Policy and any additional terms expressly applicable to a particular Service, form the agreement governing use of the Services.

    44. Contact

    Questions about these Terms may be sent to:

    Intelligence Lens
    hello@intelligencelens.org
    intelligencelens.org